What Does Mcardit Do For Merchants?
Process payments at 1/2 the cost of Visa & MC with much better fraud prevention and unparalleled access to consumer transaction data that doesn’t come from within your store while converting only 1 in 10 customers.
Break Free From The Ominous Grips of Visa and Mastercard
Fraud Prevention...Keeping The Bad Actors Out
Individual Consumer-Specific Transactional Data Access
Realizing the value of being able to provide individual, customer specific purchase and income transactional detail and categorization helps omni-channel businesses that service them tailor their offerings, incentives and rewards.
Agnostic Dynamic Delivery of Incentives and Rewards
How It Works
Our Process...
Step 1: Consumer Enrollment
Consumers can enroll via the Mcardit app or we can pre-enroll a merchant’s existing customers. Registration is an easy, fast and secure process.


Step 2: Fraud, KYC and ID Verification
Mcardit’s registration process includes spontaneous Identity Verification, Fraud Detection and a Know Your Customer process that compares their name, address, email, phone number to numerous validation criteria.
The result is that a verified Mcardit registrant has proven to be who they they are.
Step 3: Point of Sale Transactions


Step 4: Real Time Balance Verification
Merchant’s establish their own transactional rejection thresholds and become part of each transactions approval or decline process.