ACH Transaction Status Lifecycle

Related Pages: Merchants | ACH Transaction Status Lifecycle | ACH Returns & Disputes | Same Day ACH | Customer Payee Verification Status

Table of Contents

ACH Transaction Status Lifecycle

1. Submitted

Transaction sent to ACH processor

2. Scheduled

Transaction to be processed at next available window. Payment is pending delivery to the Fed.

3. In Process

Transaction is in ACH processing window. Payment has been sent to the Fed.

4. Cleared

Transaction has cleared the full ACH settlement window. Merchant has been paid. 

5. Returned

Transaction has been returned for the reason provided (see ACH Returns & Disputes). This is a failed payment.

Need Support?

click here

Scroll to Top